In January 2001, Mr. Bell retired as President and Director of Bank One, Oklahoma, N.A. During the past forty years he has been involved in all facets of commercial banking, retail banking, mortgage banking, and real estate finance and fiduciary services. Mr. Bell served as President, Chairman and Chief Executive Officer of Liberty National Bank and Trust Company (predecessor to Bank One). On April 2, 2001, Mr. Bell joined BancFirst of Oklahoma City as Vice Chairman - Trust and Investment Management.